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What limits the cash back option with a debit card?

Clerks' discretion

Available balance in the account

Cash in clerks drawer, $50, no pin, no purchase

The correct answer focuses on the limitations imposed by the physical cash available to the clerk and the nature of transactions. When a customer requests a cash back option during a debit card transaction, the amount that can be dispensed is constrained not only by the amount of cash that the clerk has in their drawer but also by the store’s policy regarding cash back transactions. Cash back tends to be a limited service; if the clerk's cash drawer has only a certain amount available, the maximum cash back that can be issued would be restricted to that amount. In scenarios where a customer might request cash back without making a purchase or requiring a PIN, this would further emphasize the importance of the actual cash supply in the drawer. While other factors such as available balance and transaction types do play a role in cash back functionality, they do not directly limit the immediate capacity to provide cash back during a transaction in the same way the cash on hand does. Understanding the relationship between the clerk's available cash and the cash back option is crucial for both customers and employees managing transactions.

Transaction type restrictions

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